Stop Second-Guessing 1099s
Get the 60-second decision framework that accounting professionals use to determine whether a payment requires a 1099 form.
- Clear yes/no decision logic
- Covers 1099-NEC, 1099-MISC, and 1099-K
- Printable PDF for quick reference
- Grounded in current IRS guidance
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See What You're Getting
A clear, visual guide to 1099 reporting decisions. Download the full-resolution PDF after signing up.
Note: You'll receive a high-quality PDF version via email after signing up. Perfect for printing or saving to your device.
If 1099s make you feel...
You're not alone. These are the most common frustrations we hear from accounting professionals every January.
Second-guessing every decision
You spend more time researching than preparing, constantly questioning if you've got it right.
Conflicting information everywhere
IRS guidance, software prompts, and online forums all seem to say different things.
January burnout
The 1099 season feels more stressful than tax season itself, and it's getting worse each year.
Client explanations are painful
Explaining why you issued (or didn't issue) a 1099 feels like defending a thesis.
1099-K vs 1099-NEC confusion
Payment apps have made everything more complicated. What reports to whom?
Fear of getting it wrong
Under-reporting feels risky, but over-reporting annoys clients and wastes time.
Sound familiar? There's a better way.
The 1099 Decision Tree cuts through the confusion with clear, step-by-step logic.
What the Decision Tree Does
A simple framework that helps you cut through the noise and make confident 1099 decisions.
60-second decisions
Follow the simple yes/no logic to reach a conclusion in under a minute.
Covers the common scenarios
1099-NEC, 1099-MISC, and how 1099-K affects your reporting decisions.
IRS-grounded guidance
Every decision point is based on current IRS rules and regulations.
Printable reference
Keep it on your desk, share with your team, or reference during client calls.
This is for you if you're...
- CPAs and tax professionals
- Bookkeepers and accountants
- Fractional CFOs
- Accounting firm staff
- Business owners handling their own 1099s
- Educators and trainers
This is NOT...
- A replacement for professional judgment
- Legal or tax advice
- A comprehensive guide to all 1099 scenarios
Always consult with a qualified professional for specific situations. This tool is designed to help you think through common scenarios, not replace expert guidance.
Why We Built This
“We got tired of the same 1099 questions coming up year after year. Not because the answers are complicated, but because the information is scattered across IRS publications, software documentation, and countless forum posts.
So we created this decision tree—a single reference that distills the key questions into a clear, logical flow. It's what we wish we had when we started.”
The 1099Problems Team
A team of CPAs, tax professionals, and accounting educators dedicated to making 1099 compliance less painful.
“Friends don't let friends waste time on 1099s.”
Ready to Simplify Your 1099 Process?
Get instant access to the decision tree and stop second-guessing your 1099 decisions.
Educational Purposes Only
This decision tree is provided for educational and informational purposes only. It is not intended to constitute legal, tax, or professional advice, and should not be relied upon as such. No client relationship is created by downloading or using this resource.
Always consult with a qualified tax professional or attorney for advice specific to your situation. Tax laws and IRS guidance can change, and individual circumstances may vary.